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Alabama Credit Union ACU is a financial institution dedicated to helping its members feel good about their money. ACU offers a wide range of services, including checking accounts, savings accounts, CDs, IRAs, daily money market accounts, financial education, online banking, mobile banking, automated phone teller, direct deposit, payroll deduction, wire transfers, home loans, HELOC, land loans, auto loans, RV boat loans, small business loans, student loans, personal loans, and credit cards. ACU also provides its members with a range of benefits and rewards, as well as travel notice.