Located in the heart of St. John's, NL, Credit Counselling Services of Newfoundland & Labrador (CCSNL) stands as a beacon of financial empowerment. As an accredited charitable organization, CCSNL has been dedicated to enhancing financial literacy and stability through the provision of free counselling services and consumer education. Since its inception in 1982, CCSNL has been governed by a devoted Volunteer Board of Directors, ensuring a strong foundation built on trust and community support.
CCSNL operates as a Family Service Agency, offering discreet credit and budget counselling services to both individuals and families. Whether through face-to-face consultations, telephone sessions, or online inquiries, CCSNL prioritizes confidentiality and personalized support. Going beyond traditional counselling, CCSNL also extends assistance through a Debt Repayment Program, offering a viable solution that steers clear of more drastic measures like Consumer Proposals or Bankruptcy. Over the span of 35 years, CCSNL has positively impacted over 26,000 families, guiding them towards debt repayment while upholding their dignity, privacy, and self-worth.
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